Susan's Blog

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Can you learn fast enough to keep up? Is that good or bad?

Brad Andersohn had an interesting post with a poll on what method you find is the best for learning.  I think we must keep learning and improving and I enjoy learning and experiencing new things. It is notesclear that with the speed of new technology and more exciting things coming on the market every day, however, that there is no way we can keep up with "the latest" stuff, the latest news, the latest techniques or the latest anything!

We can look at this as depressing and give up, or we can look at it as an exciting opportunity.  Almost anything we want to do has a machine or gadget that will do it for us or at least help us to do it better and faster.  For example, how many of you expected just a few years ago that you would be writing a blog?

The numbers, however, can be daunting when we think about keeping up with the competition in our professions.  The competition for whatever we do is greater all the time, but new opportunities and new niches arise each day, and the trick is to be alert for them.

Take a look at this video and let me know in your comments whether you see this as a problem or an opportunity.  I'd be interested in hearing your reaction.

 

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.</>

Do I like holding open houses? You bet!

It is my personal opinion that you can't "sell" a home to anyone.  You can expose it to them and tell Elk Grive listingpeople its good points, and they will decide where they want to raise their kids or retire or whatever.  It has to feel like THEIR home to them.  In order to get that exposure, I place it on broker/agent caravans through our local Association of Realtors, advertise it various places on line, distribute flyers to brokers, prospects, to my farm, to neighbors around it, and wherever I can, talk about it to people, and I hold it open.

Everyone who comes in is an opportunity for me to show off the features of the home and to ask them to send their friends and family members.  I laugh and chat with them, and enjoy myself.  If they aren't interested in that home, they often refer others to me for that home, or they call me when they are ready to move.

And, yes, I welcome the neighbors.  In fact, I often will walk door-to-door a few days before the open house, inviting the neighbors to the open.  I hand them an invitation with a flyer, and enclose one of my calendars or some other little gift, and I discuss the house with them and ask if they know anyone they Abbey Circlewould like to have as neighbors.  Many times, they will call their friends and family and invite people themselves, and I have gotten a number of interested parties that way.  I have sold homes that I have held open, and of course I have gotten clients at one open that I have eventually sold other homes to.

I also hold raffles (drawings), and I have begun to advertise that fact.  Everyone who attends one of my open houses during a month is entered into a drawing the first of the next month for a $25 gift certificate to a nice restaurant.  My entry blanks request names, addresses, phone numbers, email addresses and birthdays, and I ask them to check a box if they don't want me to send them any real estate information.  Most people fill them out completely and very few check that box.  Several will always ask to be signed up for my Client Portal to receive all new MLS listings that meet their needs.

Right after the first of the month, I send handwritten notes to every person who filledSold out an entry, and thank them for coming, tell them who won and what restaurant the gift certificate was for.  I enclose my card and remind them that I will be happy to answer any of their real estate questions.  I also send them my monthly newsletters and birthday cards on their birthdays.  In other words, I develop a relationship with them.  They get to know me, understand that they can trust me, and they not only come to me when they need a Realtor, but they try to help me sell that house and will refer me to others.  I have had some neighbors who come to one open house and bring friends to my next one and become almost "groupies", attending many of my open houses and bringing others.

All during the warm months, I have bottles of cold water at all open houses, as well as cookies or a big candy bowl.  My open houses are fun for me as well as for my guests, and I cannot think of any reason not to do them.  If at any time I don't have any listings, I call around to others in my office and ask if I can hold one of their listings open.  And perhaps best of all in these economic times:  it's FREE to hold an open house.

Do I like holding open houses?  You bet!

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

 

OPEN HOUSE: Lovely Elk Grove, CA home open Sat 5/16 and Sun 5/17, 1-4pm

This wonderful 3 bedroom home in the great new Glenbrook active adult community by Del Webb in Elk Grove, California (Sacramento County).  Offered at just $279,900!  It is a resale and a real bargain - and only a little over a year old.

If you are familiar with any of the Del Webb communities, you know that there are great facilities for the homeowners, including a clubhouse, gym, pools, tennis courts, beautiful parks, and other perks.

An active adult community means that is is for people age 55 and over.

It will be OPEN Saturday 5/16 and Sunday 5/17 from 1:00 to 4:00 pm.  The weather is expected to be warm, but stop by and we will save a nice cold bottle of water for you.

Also, please NOTICE:  Saturday is the last day to enter the Century 21 "Path to Your Dreams" Sweepstakes, in which the grand prize is $221,000!  We will have entry blanks for you.  There is no obligation and you don't have to buy or sell a house to win.

ALSO:  Did you know that if you are 62 or older, you can now BUY a home with a reverse mortgage?  This is a new program, and I have brochures.  Come by and pick up one.

Here is a link to more information about the property with directions and more photos: 7408 Abbey Circle, Elk Grove, CA 95757.

Please note that this development is so new that the address may not be searchable in some map programs, but Google Maps has a great map to use.

7408 Abbey Circle, Elk Grove, CA

                                              See you there!

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

Obama Administration Announces Financial Incentives and Uniform Process for Short Sales

If you haven't heard about this good news, here is the latest I have heard on new short sale rules that Dream houseshould streamline the process significantly - shortening the time and simplifying the whole thing. This will make it so much easier for sellers to get their short sales approved and for buyers to complete a purchase.  I haven't yet heard how long it will take to get this new set of procedures in place, but with the spped that this administration is moving through other issues, I am hopeful that this will be moving quickly as well. 

Meanwhile, anyone considering to either sell or buy using a short sale should not wait, but move ahead right away with a Realtor who understands short sales.  Give me a call if you have questions.  There will be a tremendous competition for the available homes once the procedures are understood by all Realtors. 

The Obama Administration has added new incentives and uniform procedures for short sales under its new listing the houseForeclosure Alternatives Program (FAP), part of  the administration's Making Home Affordable plan.

Loan servicers (lenders) may consider short sales or deeds-in-lieu of foreclosure for borrowers who do not qualify to have their loans modified on a permanent basis under the Making Home Affordable Loan Modification Program.  

 •·      Borrowers/homeowners qualify under the FAP if they meet minimum eligibility requirements for the Home Affordable Modification program, but don't qualify for a modification or do not successfully complete the three-month trial period.  Before proceeding with a foreclosure, servicers must determine if a short sale is appropriate.

 •·      Incentives include:  $1,000 for servicers for successful completion of a short sale or deed-in-lieu of foreclosure; $1,500 for borrowers/homeowners to help with relocation expenses; and up to $1,000 toward the cost of paying junior lien holders to release their liens (one dollar from the government for every $2 paid by the investors to the second lien holders).

 •·      The program will include streamlined and standardized documents, including a Short Sale Agreement and an Offer Acceptance Letter.  The goal is to minimize complexity and increase use of the short sale option.

 •·      Servicers will independently establish both property value and minimum acceptable net return, in new homeownersaccordance with investor requirements.  The price may be determined based on an appraisal or one or more broker price opinions (BPOs), issued no more than 120 days before the date of the short sale agreement.

 •·      In the Short Sale Agreement, servicers must give borrowers/homeowners at least 90 days to market and sell the property, or up to one year, depending on market conditions.  Property must be listed with a licensed real estate professional with experience in the neighborhood.  No foreclosure may take place during the marketing period (at least 90 days) specified in the Short Sale Agreement. 

 •·      The Short Sale Agreement must specify the reasonable and customary real estate commissions and costs that may be deducted from the sales price. The servicer must agree not to negotiate a lower commission after an offer has been received.

 •·      Servicers may not charge fees to borrowers/homeowners for participating in the FAP.

 •·      The program is in effect through 2012.

 •·      Servicers have the option to require the borrower/homeowner to agree to deed the property to the servicer in exchange for a release from the debt if the property does not sell within the time allowed in the Short Sale Agreement (plus any extensions).  

More details will be forthcoming soon, but this will be very helpful to ease the number of foreclosures and stimulate the housing market at the same time.

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

 

JUST LISTED: 7408 Abbey Circle, Elk Grove, CA - 3 bd, 2 ba - Gorgeous!

This 3 bedroom 2 bath home is in the beautiful new Glenbrook active adult community developed by DelFront of house Webb in Elk Grove. The seller bought the property and closed escrow in 2007, installed upgrades and extras, and since then has spent much of her time in a care facility.

Now this new home is being sold for less than she paid before the upgrades and less than the new ones are selling for without the extras she has added after moving in! Even better, if you are 62 or over, you can purchase it with the new reverse mortgage program for purchasers and have no monthly payment.

You owe it to yourself to check out this beautiful home and the community supporting it. There are a clubhouse, gym, tennis courts, pool, fun activities, parks, and within a quarter of a mile there is a wonderful shopping center with great restaurants, a market and many shops.

KitchenIt is located at 7408 Abbey Circle, Elk Grove, and it is easy to find.

From Hwy 99, take Elk Grove Blvd West to Bruceville Road, turn south to Del Webb Blvd, left to first street (Sheffield) and one short block to Abbey Circle. Turn right to address, the third house on the right.

(Or see map at Google Maps)

MLS #90037207

Listed at just $279,900.

Living RoomFeatures include:

Wonderful open floor plan
Beautiful tile floors
Plantation shutters throughout
Dual pane windows
Cherry cabinets
Gourmet gas stove, built-in microwave
Granite countertops in kitchen
Corian countertops in bathrooms
Central heating and air
Air purification system
Water softener system
Trash compactor
Dishwasher
Washer and dryer in indoor laundry room
Pantry closet
Beautifully landscaped back yard with patio
Automatic sprinklers front and back
Roomy master suite with large walk-in closet
Many other extras throughout - come see them!

Dining Room1542 square feet on .119 acre per assessor.

For information or showing, call (916) 705-8951.

Presented by:
Susan Neal, Broker/Realtor
Century 21 Noel David Realty
Fair Oaks, CA
(916) 705-8951

www.SusanNealFineProperties.com

Back yard

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

Speechless Sunday: The bees love our Fair Oaks orange blossoms

 Bee on orange blossom

Bee on orange blossom

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

Wordless Wednesday - Such a scary girl!

Beware of Patches

 

Speechless Sunday: And you woke me because ... ?

 sleepy Junior

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

How the swine flu got to humans?

kissing a pig

Now I know the disease isn't funny, and it has already cost our country and others a ton of money, and lots of worry and grief, but when I saw this photo, the title of this post popped into my head and I couldn't help it - I had to share a laugh about it.

We should all be taking normal precautions, but we also can't stop living, and certainly can't stop smiling.  And keep in mind that the regular old flu that we get every year kills about 30,000 annually, so keep a positive attitude, go about your business as usual, but just be watchful for people who are obviously ill, and wash, wash, wash your hands, and I think we'll be fine.

For serious information, check the CDC at this link.

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.