Susan's Blog

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Do you really benefit from facebook? How's your business page?

Do you really benefit from facebook?  How's your business page?

Rebecca Levinson recently wrote a post discussing whether you should organize your facebook friends into lists so that you can post things that you can restrict to one list or another, or whether you should allow everyone to read all of your posts, never knowing whether a reader could be a potential client.  This of course, is the proverbial "two-edged sword" because while you may want to have a wide audience, that means that you do have to be selective in what you post.  You should present an honest picture of yourself, but not that photo of you enjoying that party just a little too much, or a discussion that gives TMI about when you might be away from home, etc.

I do organize my facebook "friends" on my social profile in lists, but I don't restrict my posts to one list or another.  The lists simply help me to know where each friend came from.  And I suppose if there were something I did want to restrict, I could do it by referring to those lists.  I do share some personal information and some fun items, but I believe that makes my readers feel that they have gotten to know me, and I don't restrict those posts.

I don't, however, make lists for any of my fans on my facebook business pagebusiness page of Susan Neal fine PropertiesDid you know that you can have a business page in addition to your social profile page?  They needn't be linked, and you can gather fans of your business without their having access to your social profile at all unless you permit them to also be friends.  I think the mistake many people make is that they don't even have a business page. 

On your business page, instead of friends, you gather fans. Some of my facebook fans are Realtors or others in real estate related businesses, but others are people who just found my page and wanted to be fans.  All my AR posts automatically post to my business page.  (How to do that is the subject for another post).

I also have some game pieces there for some of the searching games, so some people sign up as a fan so they can quickly get to my page for their searches.  I have game pieces on my page for people who play Scavenger Hunt, Word Hunt, and Hatchlings, three of the most popular games on facebook.  Gamers searching for pieces know they can find some at my "boxes" tab on my business page, which is SusanNealFineProperties.  

The main thing is to get eyes to my page and people exposed to my blog who wouldn't normally go to Active Rain or Localism.   I haven't yet gotten a sale from facebook, but I have had some people contact me with real estate questions, and taking a few moments here and there with them is merely planting more seeds that I may be able to harvest at some time in the future.  And since fans need not be friends of your social page, fans will not be seeing your social profile page unless you also accept them as facebook "friends."  This does limit the amount of personal information you may be inadvertently sharing with people you would prefer saw you only in your business capacity, because even if your most embarrassing moment was captured on film and posted on your social profile, your business fans will not see it.

So don't think of facebook as just a way to chat with strangers about day-to-day activities.  It can be that or it can be much more.  It all depends on how you make use of it - but don't be afraid to enjoy it too!  First log in to facebook, then here's how to set up a business page

Once you get to that page, choose "Local", and from that drop-down menu, choose "real estate" or whatever best describes your business.  Enter the name of your business where indicated, check the box to show that you are authorized to make a page on behalf of that business, and click on "create page."

Now you have a page, and you can edit that page to add your photo, game pieces, and other personalization.  Click on "edit page" to add your photo and for some of your choices of applications (such as games and other things) to add to your page.  By checking out a few other business pages, you can get some ideas of all you can do.

For further help, you can check the facebook help desk

I hope you enjoy having both a social profile and a business page, so you can get the most benefits from your facebook presence!

And what will your answer be the next time someone asks you:  Do you really benefit from facebook?  How's your business page?

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

 

Speechless Sunday: Snuggle-pusses

Junior and Dolly 

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

Wordless Wednesday: Date night penguin-style

 

strolling penguins .

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com

Why do I blog on Active Rain?

Why do I blog on Active Rain?blogging

TLW wrote an interesting post in which she asked us to comment with our own responses as to why we post on Active Rain and what we get from it.  I wrote a lengthy comment there, but I realized that I should actually turn it into a post of my own as well, because I sincerely feel that Active Rain has contributed more to the success of my business than just about anything, because of the balance and support it offers me as well as all of the more obvious benefits.

When we are cooped up so much of our day (and evening) in our home offices, it is easy to feel cut off from the world and it can be difficult to keep up with new tech stuff, fun stuff and marketing.  AR allows me to take a quick break here and there throughout the day for some encouragement, some Patches in the windowhumor, some help with a specific issue, or to offer my own help or advice to another.  It allows me to be a much more pleasant and upbeat person with my family and friends, and that in turn makes me more productive in business and in my personal life.

When I first joined Active Rain, I thought it was so that I could write posts aimed at consumers, in the hope of getting some business from people who would appreciate my experience and expertise. 

It wasn't long before I realized that I had joined a special community of professionals willing to help each other as well, and I wanted to contribute to my fellow Trevor and Taviasreal estate agents in addition to consumers, as I was learning new things here every day, and I wanted to "pay it forward." So some of my posts were aimed at agents.

The more I wrote and the more I read, the more I began to feel like I had made some friends here, as they shared some of their personal stories, and I began sharing more of my own personality, and posting photos of things I found interesting or special or funny.

AR is also a support group for times when I find myself in a dilemma I've never in my 20+ years in the business faced before.

listings from bloggingThrough all of the mixture of posts on my blog I have truly become friends with some of my regular readers and those whose blogs I read all the time, and I have gotten several excellent clients, including repeat clients, from consumers who have begun to feel that they know me from all my posts - personal, business and photos.

So why am I a constant ARer?  Because it enriches my life on many levels, and I wouldn't care to pick one above the others!

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

Come to the Fair Oaks Chicken Festival September 19

Come to the Fair Oaks Chicken Festival September 19  Fair Oaks Chicken Festival

Celebrating the Chickens

If you are at all familiar with Fair Oaks Village, you know about our chickens.  Hundreds of wild and beautiful chickens roam the Village, and they have been part of the character of our town for many years.  They have even been the subject of national magazine articles.  Families come to the Plaza Park in the heart of the Village to watch them, and children of all ages laugh and enjoy their antics.  Some folks bring birdseed to feed them (please no junk food).

Finally, a few years ago, Fair Oaks decided it was time to celebrate the chickens that have brought us so much pleasure and so many visitors.  Thus was born the Fair Oaks Chicken Festival!  This is the fourth annual festival, and it is shaping up to be the best yet.  And there is no admission charge.  The festival and parking are free, as are shuttles to Plaza Park (see below).

Friday Night Barbeque

The celebration starts on Friday September 18 with a pre-festival barbeque in Village Park.  Yes, there will be barbequed chicken, but no Fair Oaks chickens are harmed!  There is a $15 charge for adults and $10 for children age 10 and under, but that is for the food.  You can come and enjoy the fun and music even if you do not have dinner with us.  You can buy the dinner tickets anytime between now and then at the Fair Oaks Recreation and Park District Office.

Big Day on Saturday

Breakfast

The big day will be on Saturday, September 19 from 8:00 am to 6:00 pm.  If you would like to join us for an Old Time Country Breakfast, come to the Fair Oaks Community Club House, in the center of the park.  All you can eat for $5.00 per person, with tickets being sold at the door.

Fair Oaks chickens"Music to Sooth the Savage Chickens"

Many people eat at home and then come directly to the park to just enjoy the free festival.  Beginning at 10:00 am on Saturday, there will be live music all day on the Chicken Festival Stage in the Village -featuring Lightning Hand Band (10:00 - 11:30), the phenomenally popular Mumbo Gumbo (12:15-2:15), Driving Blind (2:45 - 3:45), and Funkengruven (4:15 - 6:00).  There will be dancing in the street, so wear your dancing shoes!

Vendor Booths and Special Activities for Adults and Kids

There will also be a number of food and craft vendors from 10:00 am - 6:00 pm, a barbeque cook-off competition (no Fair Oaks chickens will be harmed), and from 10:00 - 3:30, lots of kids' activities and events, including crafts, hug-a-pets, inflatables, face painting, and games for kids.  And of course, there is a big people-sized chicken that all the kids want to hug and have their picture taken with.  Last year a few attendees even brought their pet chickens with them, and children were allowed to pet them gently.

Microbrewers

For those who enjoy a delicious beer, there will be microbrewery beer tasting with music to sip by provided by "J's House,"   Featuring the following microbrewers:   New Belgium Brewery - Fat Tire, Lost Coast Brewery, Killian's Irish Red, Blue Moon Brewing Company, Alaskan Brewing Company, Rubicon Brewing Company, Sierra Nevada Brewery, Sacramento Brewing Company, and Lockdown Brewing Company.

Parking and Shuttles

There is limited on-street parking around the edge of the Village, but you can also park at several local Fair Oaks chickensparking lots and shuttle to the festival.  Shuttles will run every 15-20 minutes from 10:00 am - 5:30 pm on Saturday, making stops at Scandinavian Design (4301 Fair Oaks Blvd at Winding Way), and you can also walk from there if you prefer.  Just walk across Sunrise and up a short block to the park.  There will be handicap parking at Russ Monroe's Village Chapel (corner of Winding Way and Fair Oaks Blvd).  There may be additional shuttle stops at other parking lots, and once those are announced, I will update this post.

The main thing is to come and have fun!

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

  

What? Punished for seeking a loan modification instead of defaulting?

 I just read a disturbing post by Broker Bryant, indicating that the credit reporting bureaus havemaking smaller payments with loan mod? decided to lower credit scores for anyone doing a loan modification.

I thought that the whole point of a loan modification was so that neither the borrower nor the bank loses. It was to help the banks so they wouldn't have so many foreclosure losses, and help the borrower protect their credit and their home.  I told BB I'd have to write a post on this, referencing his.

If this penalty is true, then in a loan mod, only the borrower really loses.  He will certainly have to pay a higher interest rate and/or more points for any loan he tries to get for some time thereafter, because of the lowered credit score. 

What the?I also thought that extenuating circumstances helped to mitigate the credit score.  In other words, if you show a late on your credit but can explain that it was because you lost your job or were hospitalized from an accident or something similar, you didn't lose the points you would ordinarily have lost. 

Don't they realize how difficult it is to get a loan mod?  You truly have to show a sudden unexpected and serious problem in order to even be considered, so the approval of a loan mod should demonstrate the same thing as if you sent a hardship explanation to the credit bureau.

Can anyone explain to me how this is fair?  Like BB says, if they are going to do that,help! why not just do a short sale and get out of the loan if you'll be penalized anyway.

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

10 Plus Reasons For Obtaining a Reverse Mortgage

Here are 10 plus reasons for obtaining a reverse mortgage, and a marketing idea for your listings too!

Since we are now able to do reverse purchasebuy this house with reverse mortgage mortgages, and a couple of the lenders I work with regularly have become good at this new program, I am offering this to my buyers who qualify (62 years old or more).  It is great for older folks who are downsizing, and allows them so much flexibility in their lifestyle!

I have brochures from the lenders I know who do them and I leave a stack of them in my listings and offer them to folks at open houses (for their parents, of course).  And of course I have my card stapled to each brochure.  Good marketing idea.

Via Deborah Nance - Corona Reverse Mortgages Advisor - Southern California (Genworth Financial Home Equity Access):

 

  10 Popular Reasons for Obtaining a Reverse Mortgage. (At least in my experience!)

  1. Eliminate Monthly Mortgage Payment
  2. Replace Investment Income Lost Due to Market Performance
  3. Supplement Inadequate Retirement Income - It is amazing how many senior  homeowners are trying to make ends meet on less than $1300 a month!
  4. Repair and complete Deferred Maintenance on an Older Home.
  5. Help Out Family
  6. Set Up Credit Line For Future or Immediate Replacement of Lost Income Due to     the Death of Spouse.
  7. Payoff Other Debts (Credit Cards, Automobile Payments)
  8. Set Up Credit Line to Fund In Home Health Care.
  9. Large Purchase -  Vacation Home, Investment Property, Motor Home, Car
  10. Remodel & Add On to the Home.

Reverse Mortgages are a financial tool designed to address cash flow.  This tool can be used for all sorts of reasons, some good and some poor.  Be sure to discuss your plans with a knowledgeable financial advisor well versed in the reverse mortgage product, who understands your goals and financial situation.  For information about impartial 3rd party reverse mortgage counseling please link to HUD's HECM Counseling Page - http://www.hud.gov/offices/hsg/sfh/hcc/hccprof18.cfm

Wordless Wednesday: Buddies

 Tavias and Trevor

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

The buyers are getting back in the game!

The buyers are getting back in the game!

  I hope that other real estate agents out there are beginning to see the increase in business that I am Buyers are getting into the gameseeing.  Some of my current clients include people who have been in my database from meeting them months ago at open houses or otherwise answering some of their real estate questions.  I have kept them on my email list for real estate news, listings similar to what they indicated they wanted, and my enewsletters.  Now ready, they have been calling me.

 The affordability of homes now, low interest rates, and the stabilizing trends of the business economy have encouraged those buyers who were afraid to come out to play, and they now want to get in the game.  It started several months ago, and has begun to escalate recently.  I know it is not just in our neighborhood, because I found these quotes from different areas back in March, and communications I've had with some agents in these areas tell me that they are experiencing increases similar to mine.

 Florida

A report in the Orlando Business Journal points out sales are headed upward in the Sunshine State. "Statewide, sales of existing, single-family homes were up 13% in the fourth quarter, compared to the same period a year prior, according to the latest statistics from the Florida Association of Realtors®. It marks the second consecutive quarter that the Sunshine State has reported a rise in home sales."

 -- "Hot Market: Revisit Florida for Hot Market in 2009," by M. Anthony Carr, Realty Times,
March 13, 2009.

 Sonoma County, Calif.

Homes are sellingHome prices not seen in Sonoma County in nine years continued to draw buyers back into the housing market in February, according to a new report. Sales jumped 77.6% in February compared to a year ago - rising for the 11th consecutive month - as bargain hunters snapped up foreclosure properties, often priced under $300,000. "People who had been waiting are taking advantage right now. We have a lot of first-time buyers, and investment buyers have been coming out of the woodwork."

 -- Colleen Militello, owner of a Rohnert Park agency, "Home Sales Jump Again," by Michael Coit, Press Democrat, March 13, 2009.

 Greenwich, Conn.

Real estate agents throughout town said they have noticed a surge in interest from prospective buyers who never considered Greenwich in the past, particularly young Westchester and New York City couples who are sick of higher property taxes or can no longer afford to send their children to private schools.

 -- "Declining Home Values Open Doors for New Buyers in Greenwich," by Colleen Flaherty and
Debra Friedman, Greenwich Time, March 10, 2009.

 San Diego, Calif.

Urban condo buyers in San Diego have begun a mass jump off the fence as condo sales in the city have jumped 44% in January 2009, compared to January a year ago, which puts the number of sales at its highest monthly level in five years.

 -- "Condo Trends: San Diego Sales Soar at Beginning of ‘09," by M. Anthony Carr, Realty Times, March 9, 2009.Buyers are buying

This feels like good news for everyone affiliated in any way with the real estate profession, and great news for home sellers too.  We are seeing more regular sales (non-REO and non-short sale), and more multiple offers.  I have a back up offer waiting on one of my listings right now, and 3 families vying for another of my listings.  Maybe a hint of the good old days is back, and hopefully this time it will stay under better control and not get as wild as the last boom!  Booms are great at the time, but they inevitably crash just as hard as they boomed - not great!

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.

Have you heard about patriot Golf Day? A wonderful cause!

While watching the PGA Championship today, I saw a commercial for Patriot Golf Day Sept 4-7Patriot Golf Day, in which people all over the country will be playing golf on Labor Day weekend, September 4-7,  in honor of soldiers killed or disabled in the wars in Iraq and Afghanistan, to benefit their spouses and children.

Since I had never heard of this, I went to my computer and checked it out.  If you are a golfer, I urge you to participate.  By adding $1.00 or more to your greens fees that day, you will be contributing to Folds of Honor, which provides scholarships to those families.  Make sure that the course you are playing on is participating.  It is a good thing for the course as well, and they can find out more about the program and register to participate at http://www.patriotgolfday.com/ .  You can find out more about the scholarship program and donate, even if you don't play golf, at http://www.foldsofhonor.org/patriot_golf_day.php.  They are a non-profit organization, and may qualify for a tax deduction, but you need to ask your accountant to be sure.  I'm not a tax person.

To give you some background on the program, here is how PGA professional golfer Dan Rooney got the idea.  He was on a plane, coming home from Iraq.

Dan RooneyAs the plane landed, the pilot spoke. "We have the remains of Corporal Brock Bucklin on board, and his twin brother Corporal Brad Bucklin has accompanied him home from Iraq. As a sign of respect, please remain seated while we honor Corporal Bucklin and his sacrifice," the pilot requested over the intercom.

Dan Rooney, a passenger on the flight, watched through the plane window as the flag-covered casket was removed from the rear cargo hold. He saw Bucklin's family meet the procession with tears streaming down their cheeks. And he choked back emotion when he saw the soldier's young son clutching at his mother's leg.

This is any serviceman's worst nightmare, thought Rooney. An F-16 fighter pilot in the Oklahoma Air National Guard, Major Rooney had served two tours in Iraq. While he had experienced the harsh reality on the frontlines, he had never witnessed the devastating reality back home.

As Major Rooney attempted to regain his composure, he finally turned back to the plane. It was then he noticed that half of the passengers had ignored the pilot's request and had already de-boarded. That moment changed Major Rooney's life forever.

When the paths of Corporal Bucklin and Major Rooney crossed on that fateful flight, Rooney vowed to make a difference. Though he couldn't change the fate of a fallen soldier, he could change the future of a grieving widow or a fatherless child.

Major Rooney set out to prove to America's heroes - our military personnel - that their sacrifices would never go unappreciated or unrewarded. From that sincere and simple wish, a foundation was born. Folds of Honor hopes to ensure that families of the fallen must never endure alone.

Education is the key to a brighter future, and it's the basis of Folds of Honor: They're offering scholarships to spouses and children to pursue a postsecondary education of their choice.

Patriot Golf Day® has raised more than $3 million in the past two years. In 2008, more than 3,600 PGA-staffed facilities participated in Patriot Golf Day. 

The name Folds of Honor is a tribute to the ceremony of the folding of the American flag, and the honor that is represented by each fold when the flag is lowered and folded.

Sounds like a wonderful cause, and I'm sure that many of the real estate professionals here will want to help.  There have been more than 4,000 American casualties so far, and many of them were our friends and neighbors or those of our clients. You can find out more information on either of the two websites cited above.

I know there are many fine golf courses in Fair Oaks, and all over Sacramento County, and that would be a great weekend to get out to one of them and play golf for a great cause!

Join the mission - Folds of Honor

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Full time real estate services in Fair Oaks CA, with friendly professionalism, 20+ years experience. I work hard to give my buyer or seller a low-stress transaction. "Happy clients make me happy."

For all your real estate needs or questions, call me at (916) 705-8951 or visit my website at www.SusanNealFineProperties.com.